StepanovaS., and Karakchieva V. “Improving Loan Loss Provisioning Framework As a Driver of Economic Growth”. Journal of Corporate Finance Research / Корпоративные Финансы | ISSN: 2073-0438, Vol. 14, no. 2, Sept. 2020, pp. 72-82, doi:10.17323/j.jcfr.2073-0438.14.2.2020.72-82.